Richard Santos
Group Product Manager - Finance at Stone
São Paulo, Brazil
Summary
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SeniorRichard Santos is a seasoned software leader and product executive with 12+ years shaping fintech and ecommerce platforms in Brazil. Currently a Group Product Manager - Finance at Stone Co, he leads four product managers across Receivables, Anticipation, Reconciliation and Registration squads, delivering regulatory compliance and efficiency improvements in payments processing. Since joining Stone in 2022, he has steered the implementation of BCB resolutions 246 and 264 and achieved a +5M/month tax optimization while driving reductions in processing times. At Pagar.me, he built liquidity and settlement capabilities, cut IMF costs by over 100k/month, launched same-day settlement and non-working-day settlement products, and reduced delinquency by more than 40M/year, while developing multiple product teams and OKRs. Richard started in tech in 2010 as a software developer and has since bridged engineering and product, including leadership roles at Tray and major fintech platforms. He is based in São Paulo, Brazil.
13 years of coding experience
9 years of employment as a software developer
Portuguese, English
Github Skills (35)
casperjs8
test-cases8
npm7
tray7
boilerplate6
javascript6
cli5
react5
command-line-tool5
css5
gwt4
commerce4
specs4
polyfills4
frontend4
Programming languages (4)
Github contributions (5)
tray-tecnologia/opencode-workflow
Nov 2015 - Jan 2018
Contributions:1 release, 5 PRs, 17 pushes in 2 years 1 month
trayreactlayoutsjavascriptferramentas
richardsantos/nuclearjs
Dec 2013 - Feb 2017
Contributions:24 commits, 1 push in 3 years 2 months
casescasperjsboilerplatetest-cases
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